Banking

These banking dissertation examples are student-contributed and cover modern banking issues across retail and commercial banking, regulation, risk, customer behaviour, and financial technology. Students often focus on how banks make decisions under uncertainty — lending, fraud controls, product design, and compliance — and how those decisions affect consumers, businesses, and financial stability.

Common dissertation directions include credit risk and affordability assessment, mortgage markets, arrears and forbearance, and how borrowers respond to interest rate and cost-of-living shocks. Many projects examine fraud and financial crime (authorised push payment fraud, identity verification, money laundering controls), and the practical trade-offs between frictionless customer journeys and security. Regulation-focused topics can cover capital requirements, conduct rules, consumer duty, complaints handling, and how enforcement shapes product design and sales practices. Digital banking themes include open banking adoption, mobile banking usability, branch closures and financial exclusion, and trust in online-only providers. Students also research banking competition, pricing fairness, financial inclusion, and how customer experience, service quality, and dispute resolution influence loyalty and churn.

Use these banking dissertation examples to refine keywords such as credit scoring, consumer credit, financial regulation, AML, fraud prevention, open banking, financial inclusion, customer satisfaction, and risk management.