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Why assistance is particularly tied to the Key Worker Sector; and What is being done to assist those who are not Key Workers?
The rationale behind tying housing assistance to key workers is built upon much common sense. It is sensible to ensure that workers who provide key services are encouraged to stay within key occupations that provide useful services to the general public. Perhaps the need for such a rationale can be brought more sharply into focus by considering what may occur if essential workers were ‘priced out of the market'. A scenario like this will deplete the services which are available to the entire population within a given area and would perhaps impact hospitals and schools in particular. It is plain to see therefore why housing assistance in terms of affordable housing is targeted at these sectors which may be described as containing key workers. However, there is also an argument to be made that these provisions are not enough, and that they fail to acknowledge the wider issue which is that affordable housing affects many individuals who fall outside the definition of a key worker
(<< http://news.bbc.co.uk/go/em/fr//2/hi/programmes/moneybox/3572353.stm >>).
The reality is that the problem of affordable housing is a pervasive one, and, as we have seen explained above, the definition of key worker is quite a narrow construction. Therefore many non key workers have very low incomes but do not meet the criteria which are prescribed to give them key worker housing assistance. The services which these groups provide are indeed essential; they help to support the day to day running of essential services and are therefore crucial to the lives of all of those living in London. It seems logical therefore that these individuals should be given the same levels of support that key workers are given when it comes to the issue of affordable housing. As we have seen explained above, the reality is very different, and critics of the fact that just key workers qualify for many schemes to provide housing support point to the actual need experienced by the individuals involved; not just to the wider usefulness that housing support schemes may afford the general public (which is the justification for the linkage between some housing support and just key workers).
However, is it the case whereby the government simply ignore the needs of those who do not qualify for housing assistance as they are not key workers? Clearly this is not the case. The government operate housing associations and special needs facilities for those individuals who have needs due to disability or poverty. Those who are on low incomes may qualify for the new tax credits schemes and indeed for rates relief or housing benefit to help lessen the effects of the affordable housing problem.